This MICR code, or MICR line, is key to the character-reading technology used by the special computers that print checks. You'll type your bank information, including your account number and the routing number, in MICR font at the bottom of a check. With this approach, you don't need to buy special ink or download the MICR font. Then you can just drop the pre-printed checks into your own office printer to add the payee, date, amount, and any memos. You may consider contracting a check printing company to print the MICR code for you.

The only requirement is that the printer is effectively compatible with the magnetic ink used to print the MICR code. Some check printers have special features to enhance and boost the security of your checks, like watermarks and even thermochromic ink-but you can rely on any basic home- office printer, too. it is relatively more expensive than regular paper due to the security features, but the peace of mind they guarantee can be worth the price.Ī Printer (or Printing Company) You can print your own checks with almost any type of printer: inkjet, LaserJet, even offset printers.

You can find check stock paper at office supply stores or online retailers. Some check stock also comes pre-perforated for ease in cutting. It is specifically intended for printing checks and often has supplementary security features such as security warnings, microprinting, and watermarks. For example, the cloud-based accounting program Xero allows you to customize or personalize a check design and add bank information in MICR format, then print the check.Ĭheck stock paper is compatible with most check printing software and printers. Other alternative software vendors also can help you print your own checks. What's more, those programs will help you track payments by creating a record database in your ledger when you print the check. Popular money management software programs such as Quicken and QuickBooks make it easy to create a paycheck payment, fill out the parts of a check, and print it. You can further spread the cost out over a high volume of checks. But check printing software does this work for you, and as an additional upside, the software is relatively inexpensive. Printing your own checks requires special graphic design skills, and the checks must be formatted just the right way.

Magnetic Ink Character Recognition (MICR)įont to print the computer-friendly numbers at the bottom of each check.

Check stock paper-These papers contain security features that keep your checks from being altered or copied.

Get familiar with the process and supplies require to print your checks at home so you can decide if it is worth the trouble. But following common bank procedures might make printing your own payroll checks more trouble than it's worth. It can also be cheaper than buying your checkbooks from the bank.

Printing your own checks allows you to personalize the checks you use and avoid running out unexpectedly.

Software to print checks at home